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BadCredit.com
 
- A Guide to Finance for People with Bad Credit

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EZ-BadCredit.com
Top 10 Prepaid Credit Cards for NO Credit

If you need a credit card but have had trouble getting a regular credit card due to bad credit or no credit history, then a prepaid credit card is another option for you. Since no credit check or income requirement is needed, your approval is 100% guaranteed. These cards require that you deposit funds in order to activate the card, and the charges you make to the card are deducted from this deposit. When your balance runs out, you will need to reload the card to continue using it. Prepaid credit cards can also help you control your spending if you tend to overspend because you can only spend up to the amount you have pre-deposited into the account.

Best Credit Cards for NO Credit.  Displaying Credit Card Offers 1 - 10:


Upside Visa® Debt-free Prepaid Card
Apply now!

Apply Now
» The power of a bank account in a Visa prepaid card.
» Save up to $220 compared with other cards, the first year alone!
» 100% approval with no credit check and no activation fee.
» $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
» Free Direct Deposit from employers or government benefits providers
» Deposit cash at 50,000 retailers.
» Write personal checks online: easy to pay rent or other bills.
» Earn 1,500 cash back reward points for you first direct deposit load.
» Optional companion card available, as if you had a joint checking..

» Click here for details and application >>
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A See Terms* No No Credit Check
 
The Mango(TM) MasterCard® Prepaid Card
Apply now!

Apply Now
» FREE MasterCard Prepaid Card & FREE Shipping
» FREE Instant Virtual Card – Shop Online Today
» FREE Direct Deposit + Get $20 Signup Bonus
» Earn High Savings Interest Rate!
» FREE Unlimited Purchase/ Signature Transactions
» FREE Check Your Balance With a Text Message
» Send and Receive Money Securely With Your Mobile Phone
» Refer friends and family and make money
» $0 Activation Fee
» $0 First Monthly Fee – Try it For FREE
» $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
» No Hidden Fees / No Overdraft Fees
» Fully FDIC Insured
» NO Credit Check/ No Bank Account Required
» FREE Account Management – Over The Phone or Online

» Click here for details and application >>
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A See Terms* No No Credit Check
 
Baby Phat Prepaid Visa® RushCard
Apply now!

Apply Now
» 100% Guaranteed Approval* - No Credit Check
» Free card with direct deposit (by 4/15/11)
» Free direct deposit & $0 Activaiton fee
» Choose card and plan that fits your lifestyle
» Free prescription discount card
» Free credit builder
» Easy Bill Pay - pay bills, rent, or write personal checks
» Card to card transfers

» Click here for details and application >>
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A See Terms* No No Credit Check
 
ACE Visa Prepaid Debit Card
Apply now!

Apply Now
» No application fee and no obligation
» Withdraw cash at 1,600+ ACE Cash Express locations
» Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
» Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
» No overdraft fees or minimum balances
» Free direct deposit of your paycheck or government check
» Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
» Earning your trust since 1968

» Click here for details and application >>
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A See Terms* No No Credit Check
 
READYdebit® Card
Apply now!

Apply Now
» 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
» Now with FREE Credit Builder!
» Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
» Pay Nothing Now! – No deposits or prepayments required to get your card.
» FREE Direct Deposit! – stop paying to cash your paycheck.
» FREE phone and online access to your card account!
» No declined transaction fees!
» Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
» Safer than cash - All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
» Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
» * Subject to I.D. Verification.
 
» Click here for details and application >>
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A See Terms* No No Credit Check
 
Green Dot® Gold Prepaid MasterCard®
Apply now!

Apply Now
» FREE $0 Activation Online –with NO credit check!
» FREE Cash withdrawals at over 15,000 participating ATMs
» FREE Online Bill Pay & Direct Deposit
» NO Monthly fee for any month with at least 30 purchases
» NO Transaction fees on US purchases
» NO Overdraft or penalty fees
» NO Minimum balance required
» GET $10 with Direct Deposit (see site for restrictions)

» Click here for details and application >>
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A See Terms* No No Credit Check
 
ACE Pink Visa Prepaid Debit Card
Apply now!

Apply Now
» No application fee and no obligation
» Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
» Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
» No overdraft fees or minimum balances
» Free direct deposit of your paycheck or government check
» Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
» Portion of your purchase goes to charities supporting breast cancer research and awareness
» Earning your trust since 1968

» Click here for details and application >>
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A See Terms* No No Credit Check
 
YAP™ MasterCard® Prepaid Card
Apply now!

Apply Now
» Send and Receive Money Securely With Your Mobile Phone
» FREE MasterCard Prepaid Card & FREE Shipping
» FREE Instant Virtual Card – Shop Online Today!
» FREE Direct Deposit
» FREE Unlimited Purchase/ Signature Transactions
» FREE Check Your Balance With a Text Message
» $0 Activation Fee
» $0 First Monthly Fee – Try it For FREE
» $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
» No Hidden Fees / No Overdraft Fees
» Fully FDIC Insured
» No Credit Check/ No Bank Account Required
» FREE Account Management – Over the phone, online, with iPhone Yapplet, WAP site or text messages.

» Click here for details and application >>
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A See Terms* No No Credit Check
 
Prepaid Visa® Purple Diamond RushCard
Apply now!

Apply Now
» 100% Guaranteed Approval* - No Credit Check
» Free card with direct deposit (by 4/15/11)
» Free direct deposit & $0 Activaiton fee
» Choose card and plan that fits your lifestyle
» Free prescription discount card
» Free credit builder
» Easy Bill Pay - pay bills, rent, or write personal checks
» Card to card transfers

» Click here for details and application >>
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A See Terms* No No Credit Check
 
Green Dot® Gold Prepaid Visa Card
Apply now!

Apply Now
» FREE $0 Activation Online –with NO credit check!
» FREE Cash withdrawals at over 15,000 participating ATMs
» FREE Online Bill Pay & Direct Deposit
» NO Monthly fee for any month with at least 30 purchases
» NO Transaction fees on US purchases
» NO Overdraft or penalty fees
» NO Minimum balance required
» GET $10 with Direct Deposit (see site for restrictions)

» Click here for details and application >>
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A N/A See Terms* No No Credit Check
 

FAQs

*  What Is A Bad Credit Card?
 
Are Personal Loans Secured or Unsecured?
 
Can I get an auto loan even if I have bad credit?

More FAQs

 

Articles

Credit Card Options for People With Bad Credit
 
Bad Credit & Unsecured Credit Cards
 
Tips For Getting Out Of Credit Card Debt

More Articles

 

Glossary of Terms

APR - The interest rate charged on a loan, credit card, or mortgage over a year's time
 
Annual Fee - A fee charged by the card issuer for being a card holder.
 
Bad Credit - An individual's credit rating is typically considered bad or poor if their FICO score falls below 620.
 
Credit Limit - The maximum amount that a lender or credit card company will lend a borrower on a particular loan or line of credit.
 
Debt Consolidation - Taking out a loan to pay off other smaller debts, usually on better payment terms than those offered by the smaller debts on the whole.
 
Balance Transfer - The act of transferring the whole or partial balance of one credit card to another credit card.

More Terms & Glossary

 


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*See the online application for details about terms and conditions of each bad credit offer.
Please note that EZ-BadCredit.com is a free online directory of financial service providers. It is not itself a credit provider and does not process applications or collect payments, so you should always contact the credit provider directly with questions about your application status or an existing account.  However all Information presented is without warranty.  Always refer to the providers' websites for up-to-date details on each offer before you applying.

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