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- A Guide to Finance for People with Bad Credit

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FAQs

*  What Is A Bad Credit Card?
 
Are Personal Loans Secured or Unsecured?
 
Can I get an auto loan even if I have bad credit?

More FAQs

 

Articles

Credit Card Options for People With Bad Credit
 
Bad Credit & Unsecured Credit Cards
 
Tips For Getting Out Of Credit Card Debt

More Articles

 

Glossary of Terms

APR - The interest rate charged on a loan, credit card, or mortgage over a year's time
 
Annual Fee - A fee charged by the card issuer for being a card holder.
 
Bad Credit - An individual's credit rating is typically considered bad or poor if their FICO score falls below 620.
 
Credit Limit - The maximum amount that a lender or credit card company will lend a borrower on a particular loan or line of credit.
 
Debt Consolidation - Taking out a loan to pay off other smaller debts, usually on better payment terms than those offered by the smaller debts on the whole.
 
Balance Transfer - The act of transferring the whole or partial balance of one credit card to another credit card.

More Terms & Glossary

 


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*See the online application for details about terms and conditions of each bad credit offer.
Please note that EZ-BadCredit.com is a free online directory of financial service providers. It is not itself a credit provider and does not process applications or collect payments, so you should always contact the credit provider directly with questions about your application status or an existing account.  However all Information presented is without warranty.  Always refer to the providers' websites for up-to-date details on each offer before you applying.

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