Frequently Asked Questions
FAQ's about Applying for Credit
Cards Online -
Below are answers to some of the most frequently asked
questions about the process of applying for credit cards
online as well as questions regarding the security of
online credit card applications.
Q. How do I Apply
for a Credit Card?
A. First, search for a credit card offer you wish to apply
for at
www.EZ-BadCredit.com.
When you find the card you wish to apply for, click on the
"Apply Here" button next to he card of your choice and fill
out the secure SSL application.
Q: What information will I need to provide for a credit card
application?
A: You will need some basic information such as your
driver's license number, social security number, date of
birth and address.
Q: How long does it take to get a credit card application
decision?
A: The time can vary with some credit cards offering instant
approval while others may require several weeks. Generally,
the better your credit rating the faster the response time
for a credit card application. Once a decision is made you
will be notified by mail and/or email.
Q: Are online credit card applications secure?
A: All credit card applications linked to from
EZ-BadCredit.com feature Secure SSL Technology and offer
the highest level of internet security involving
sophisticated data encryption.
Q: Can I apply for more than one credit card?
A: Yes, you can apply for more than one credit card. Many
people have multiple credit cards. Only card issuers can
decide whether they want to approve your application for a
card or not. However, if you have more credit cards, at some
point issuers may decide that your total available credit is
already high relative to your income, and may decide not to
issue you more credit cards.
Q: Is a checking account required with the bank I want to
apply for a credit card with?
A: No. You do not need a bank account open with a particular
bank in order to apply for a credit card.
Q. Can I get a mail-in credit card application or apply over
the phone with EZ-BadCredit.com?
A. At present EZ-BadCredit.com
only allows individuals to apply online with links to secure
encrypted SSL credit card applications. Applying online is
usually safer, faster and it reduces the risk of human
error.
Q. Can I change my personal account information, make
payments on or cancel an existing credit card?
A. In order to make any changes to an existing account or
handle billing issues you must contact the customer support
department for your particular card. A toll-free customer
service number is usually listed on the back of your credit
card and on your credit card statement.
Q. Can non-U.S. Citizens apply for a credit card through EZ-BadCredit.com?
A. At this time only U.S. citizens are eligible to apply for
credit card offers.
Q. How do I report a lost or stolen credit card?
A. You will need to contact the customer service department
that issued the lost or stolen card. The toll-free customer
service number should be listed on your billing statement.
Q. I have a question about a credit card bill¨C who do I
call?
A. Please contact the toll-free customer service number
listed on the back of your credit card and on your credit
card statement. |
