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FAQs |
| * What Is A Bad Credit Card? |
| * Are Personal Loans Secured or Unsecured? |
| * Can I get an auto loan even if I have bad credit? |
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Articles |
| * Credit Card Options for People With Bad Credit |
| * Bad Credit & Unsecured Credit Cards |
| * Tips For Getting Out Of Credit Card Debt |
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Glossary of Terms |
| APR - The interest rate charged on a loan, credit card, or mortgage over a year's time |
| Annual Fee - A fee charged by the card issuer for being a card holder. |
| Bad Credit - An individual's credit rating is typically considered bad or poor if their FICO score falls below 620. |
| Credit Limit - The maximum amount that a lender or credit card company will lend a borrower on a particular loan or line of credit. |
| Debt Consolidation - Taking out a loan to pay off other smaller debts, usually on better payment terms than those offered by the smaller debts on the whole. |
| Balance Transfer - The act of transferring the whole or partial balance of one credit card to another credit card. |
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